MCA Risk Index Calculator

Company

Signer

Report Date

Credit Score (500–850)

Total Revenue (1–6 months)

Average Monthly Revenue

Revenue Volatility (Norm. Var.)

Industry Risk Multiplier (IR)

Loan Amount ($)

Factor Rate (e.g., 1.35)

Term Length (months)

Origination Fees (%)

Total Payback ($)

Est. Monthly Payment ($)

Payment as % of Avg Revenue

For each active MCA, enter its monthly payment, months remaining, and original start date.

Current MCA payments/month

Avg. months left on MCAs

Current MCA Burden (DSR)