Acquisition & Franchise Funding | Stratas
Stratas logo
ACQUISITION & FRANCHISE FUNDING
Funding hero

Acquisition and franchise funding structured for real-world closing timelines—traditional term loans and SBA options, with fast decisions and market-based terms.

Acquisitions up to $50M+Deal-dependent capacity across many business types.
Franchises up to $5.5MSBA-backed paths available when eligible.
Fast decisionsClear packaging and deal-focused execution.
Business acquisition
ACQUISITIONS CAPACITY: $50M+ (DEAL-DEPENDENT) TERM LOANS • SBA OPTIONS

Built for closing timelines

Structure the deal around cash flow, purchase terms, and underwriting. Fast decisions, strong terms, and market-based rates.

Fast decisionsClear inputs and packaging to reduce conditions and delays.
Term + SBA optionsMatched to deal profile, cash flow, and collateral.
Market-based ratesOften benchmarked to prime for market context.
$50M+ capacityDeal-dependent—fit and fundamentals matter.
FRANCHISES MAX: $5.5M SBA DIRECTORY CHECK

Franchise financing up to $5.5M

Launch, transfer, or expand with financing aligned to buildout, equipment, and opening runway. For SBA-backed options, verify the franchise brand in the SBA directory.

Buildout + equipmentCapital staged to milestones and vendor lead times.
SBA eligibility checkUse the SBA Franchise Directory to confirm brand status.
Fast decisionsExecution-focused process designed to move.
Market contextPrime rate link included as a reference benchmark.
Franchise business
Disclaimer
Stratas is not a direct lender. Financing is arranged through third-party lenders and is subject to underwriting, approval, and final credit terms. Rates, terms, and availability vary by transaction and borrower profile.
Stratas logo
ACQUISITION & FRANCHISE FUNDING
Funding hero

Fast decisions with traditional term loans and SBA options—built around real closing timelines.

Acquisitions up to $50M+Deal-dependent capacity for many business types.
Franchises up to $5.5MSBA-backed paths available when eligible.
Fast decisionsDeal-focused execution and clear next steps.
Business acquisition
ACQUISITIONS CAPACITY: $50M+ (DEAL-DEPENDENT)

Built for closing timelines

Fast decisions, strong terms, and market-based rates—structured around cash flow and the purchase agreement.

Fast decisionsClean packaging to reduce conditions and delays.
Term + SBA optionsMatched to the deal profile and collateral.
Market contextPrime rate link available for benchmark reference.
Franchise business
FRANCHISES MAX: $5.5M

Franchise financing up to $5.5M

Launch, transfer, or expand with financing aligned to buildout, equipment, and opening runway.

Buildout + equipmentCapital staged to milestones and vendor lead times.
SBA eligibility checkConfirm the brand in the SBA Franchise Directory.
Fast decisionsExecution-focused process designed to move.

Ready to move?

Tap below to call, apply, email, or message us. Quick decisions and deal-focused execution.

Disclaimer
Stratas is not a direct lender. Financing is arranged through third-party lenders and is subject to underwriting, approval, and final credit terms. Rates, terms, and availability vary by transaction and borrower profile.
Acquisition & Franchise Funding | Stratas

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Stratas logo
ACQUISITION & FRANCHISE FUNDING
Funding hero

One streamlined path to traditional term loans and SBA options—structured around closing timelines, underwriting reality, and how the business actually operates.

Choose your path

Two different deal types, two clean playbooks. Start with the section that matches your transaction, then apply using the flow below this page.

Business acquisition
ACQUISITIONS CAPACITY: $50M+ (DEAL-DEPENDENT) TERM LOANS • SBA OPTIONS

Built for closing timelines

Structure the deal around cash flow, purchase terms, and underwriting. Fast decisions, strong terms, and market-based rates.

Fast decisions Clear inputs and packaging to reduce conditions and delays.
Term + SBA options Matched to deal profile, cash flow, and collateral.
Market-based rates Often benchmarked to prime for market context.
$50M+ capacity Deal-dependent—fit and fundamentals matter.
FRANCHISES MAX: $5.5M SBA DIRECTORY CHECK

Franchise financing up to $5.5M

Launch, transfer, or expand with financing aligned to buildout, equipment, and opening runway. For SBA-backed options, verify the franchise brand in the SBA directory.

Buildout + equipment Capital staged to milestones and vendor lead times.
SBA eligibility check Use the SBA Franchise Directory to confirm brand status.
Fast decisions Execution-focused process designed to move.
Market context Prime rate link included as a reference benchmark.
Franchise business
Disclaimer
Stratas is not a direct lender. Financing is arranged through third-party lenders and is subject to underwriting, approval, and final credit terms. Rates, terms, and availability vary by transaction and borrower profile.

What You’ll Need To Apply

Below are the documents and details we almost always require, plus items that may be requested depending on product, amount, and underwriting review.

Required for all applications

required

Basic Business Information

Legal name and DBA, EIN, business address, ownership percentages, entity type, industry, and contact details.

required

Signer Identification

Government ID and basic KYC for the authorized signer. Personal info may be used for a soft credit check.

required

Business Bank Statements

Last 3–6 months of statements to confirm deposits, cash flow, and account health.

required

Funding Account Details

Voided check or bank letter with routing and account number for funding and remittances.

required

Corporate & Ownership Documents

Articles/organization, operating agreement or bylaws, ownership ledger/cap table, active licenses, and IDs for owners.

Product-specific items (requested based on product and amount)

product specific

Business & Personal Tax Returns

Common for term loans and SBA requests, or for larger limits and longer terms.

product specific

Financial Statements

YTD profit & loss and balance sheet, plus a debt schedule; projections for startups or acquisitions.

product specific

Program Packets

Examples: A/R aging and invoices/POs for factoring; purchase contracts, appraisals, or environmental for real estate/equipment; franchise addenda for SBA.

product specific

Existing Debt Details

Statements or payoff letters for current loans or advances if consolidating or refinancing.

product specific

Collateral & Insurance Evidence

UCC search, equipment lists, COI, or landlord contact; required when collateral or assignments apply.

Tip: Submitting clean, consistent statements and complete ownership information shortens review time across all products.

Business Funding Application

Access $50M+ in Business Funding

One streamlined application connects you to term loans, SBA options, lines of credit, and specialty structures—built around how your business actually operates.

Start application

Fill out the form to access $50M+

Business Acquisition - Working Capital - Expansion - Commercial Real Estate

What we commonly fund
  • Working capital & cash flow smoothing
  • Equipment purchase or upgrade
  • Commercial real estate
  • Business acquisitions & partner buyouts
  • Invoice factoring & net-terms receivables
  • Merchant cash advances / MCA payoff strategies
Access $50M+
Business funding capacity
Up to 25 years
Term loans ($50M+)
Commercial real estate
Owner-occupied or investment

Learn more about how Stratas structures and places funding with debt & equity partners.

How are you applying today?

This lets us ask only the questions that matter for your situation.

Business funding details

These numbers help us match you to the right structure. Please use your best estimates.

Personal funding details

We’ll keep this focused on the essentials. Please use your best estimates.

Recommended options

Based on what you shared, here are the top structures that could fit.

We’ve highlighted the best overall fit, but you can click any card to choose the structure you prefer. The card you select will be marked as Selected.

Please select a product to continue.

Business and signer details

This is the information lenders expect on a full application. Everything here is required except the website.

We’ll use the name, email, and phone you provided on page one for the signer. Please complete the rest below.

Personal details

This ties your application to a single signer using the contact information you provided on page one.

Identity verification

Please complete identity verification before uploading bank statements. This helps us verify the signer for underwriting.

Upload bank statements

Upload your most recent bank statements so we can validate cash flow and match you accurately.

Additional documents

Before the next screen: you may receive emails with secure links for any additional document forms we need. If you’d rather upload now, use the buttons below.

Application summary

Here’s a clean summary of what you submitted. You can download a PDF for your records and then book a discovery call to review options live.

For discussion purposes only. All approvals are subject to full underwriting. Stratas is not a direct lender.

Application Checklist

Tip: Clean, complete statements + ownership info = faster decisions.

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