Where Growth Meets Capital
Where Growth Meets Capital
Commercial Real Estate Funding | Stratas

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Stratas logo
COMMERCIAL REAL ESTATE FUNDING
Commercial real estate funding hero

Fund commercial properties with flexible structures for investment or owner-occupied deals—term loans up to $1B+ and SBA 504 options up to $16M. Fast decisions, clean execution, and market benchmarks you can reference.

Term loans up to $1B+Large deal capacity (transaction-dependent).
SBA 504 up to $16MOwner-occupied financing with strong structure.
Investment or owner-occupiedChoose the path that matches the property’s use.
Call (725) 257-5354 Apply Now Email Message on X
Call: 725-257-5354 Email: [email protected] X: x.com/StratasLLC

Choose your path

Two core structures: investment property or owner-occupied. Start with the one that matches your deal, then apply using the flow below this page.

Investment Property Owner-Occupied Benchmarks
Investment property
INVESTMENT PROPERTY TERM LOAN • UP TO $1B+ RENTAL INCOME FOCUS

Scale your portfolio

Investment property financing designed around rent roll, DSCR/cash flow, sponsor strength, and transaction details. Great for purchases, refis, and portfolio growth.

Up to $1B+ capacityTransaction-dependent capacity for large CRE deals.
Market-based termsBenchmarks available for rate context and expectations.
Purchase or refinanceStructured to match the property’s income profile.
Fast decisionsDeal-focused process designed to move.
Apply for Investment CRE
OWNER-OCCUPIED SBA 504 • UP TO $16M TERM LOAN • UP TO $1B+

Own the building you operate in

Owner-occupied financing with SBA 504 availability (up to $16M) plus traditional term loan options. Designed around occupancy, operating company strength, and long-term stability.

SBA 504 up to $16MOwner-occupied structure with CDC portion rate context.
Term loans up to $1B+For larger owner-occupied deals (transaction-dependent).
Purchase, refi, expansionBuilt to support operating company growth.
Fast decisionsClear packaging and execution-driven process.
Apply for Owner-Occupied CRE
Owner-occupied property

Property types we finance

Common CRE categories supported for investment and owner-occupied transactions (subject to underwriting and lender criteria).

Investment Owner-Occupied Benchmarks
Core assets
Multifamily Retail Office Industrial Warehouse Mixed-Use
Specialty
Hospitality Self-Storage Medical / Dental Flex Space NNN / STNL Land (case-by-case)

Rate benchmarks

Reference points for market context. Final pricing varies by lender and deal profile.

Commercial Mortgage Rates

A quick market overview for typical commercial mortgage rate ranges.

View Rates

10-Year Treasury (GS10)

Common reference for SBA 504 CDC portion pricing context.

View GS10

Start the Application

Run the flow below this page to get matched to the right CRE structure.

Apply
Contact
Disclaimer
Stratas is not a direct lender. Financing is arranged through third-party lenders and is subject to underwriting, approval, and final credit terms. Rates, terms, and availability vary by transaction and borrower profile.
Commercial Real Estate Funding | Stratas
Stratas logo
COMMERCIAL REAL ESTATE FUNDING
Commercial real estate funding hero

Fund commercial properties with flexible structures for investment or owner-occupied deals—term loans up to $1B+ and SBA 504 options up to $16M. Fast decisions, clean execution, and market benchmarks you can reference.

Term loans up to $1B+Large deal capacity (transaction-dependent).
SBA 504 up to $16MOwner-occupied financing with strong structure.
Investment or owner-occupiedChoose the path that matches your property use.
Call (725) 257-5354 Apply Now Email Message on X
Call: 725-257-5354 Email: [email protected] X: x.com/StratasLLC

Choose your path

Two core structures: investment property or owner-occupied. Start with the one that matches your deal, then apply using the flow below this page.

Investment Property Owner-Occupied Benchmarks
Investment property
INVESTMENT PROPERTY TERM LOAN • UP TO $1B+ RENTAL INCOME FOCUS

Scale your portfolio

Investment property financing designed around rent roll, DSCR/cash flow, sponsor strength, and transaction details. Great for purchases, refis, and portfolio growth.

Up to $1B+ capacityTransaction-dependent capacity for large CRE deals.
Market-based termsBenchmarks available for rate context and expectations.
Purchase or refinanceStructured to match the property’s income profile.
Fast decisionsDeal-focused process designed to move.
Apply for Investment CRE
OWNER-OCCUPIED SBA 504 • UP TO $16M TERM LOAN • UP TO $1B+

Own the building you operate in

Owner-occupied financing with SBA 504 availability (up to $16M) plus traditional term loan options. Designed around occupancy, operating company strength, and long-term stability.

SBA 504 up to $16MOwner-occupied structure with CDC portion rate context.
Term loans up to $1B+For larger owner-occupied deals (transaction-dependent).
Purchase, refi, expansionBuilt to support operating company growth.
Fast decisionsClear packaging and execution-driven process.
Apply for Owner-Occupied CRE
Owner-occupied property

Property types we finance

Common CRE categories supported for investment and owner-occupied transactions (subject to underwriting and lender criteria).

Investment Owner-Occupied Benchmarks
Core assets
Multifamily Retail Office Industrial Warehouse Mixed-Use
Specialty
Hospitality Self-Storage Medical / Dental Flex Space NNN / STNL Land (case-by-case)

Rate benchmarks

Reference points for market context. Final pricing varies by lender and deal profile.

Commercial Mortgage Rates

A quick market overview for typical commercial mortgage rate ranges.

View Rates

10-Year Treasury (GS10)

Common reference for SBA 504 CDC portion pricing context.

View GS10

Start the Application

Run the flow below this page to get matched to the right CRE structure.

Apply
Contact
Disclaimer
Stratas is not a direct lender. Financing is arranged through third-party lenders and is subject to underwriting, approval, and final credit terms. Rates, terms, and availability vary by transaction and borrower profile.
Stratas logo
COMMERCIAL REAL ESTATE FUNDING
Commercial real estate funding hero

Investment or owner-occupied CRE funding with term loans up to $1B+ and SBA 504 options up to $16M—fast decisions and clean execution.

Term loans up to $1B+Large deal capacity (transaction-dependent).
SBA 504 up to $16MOwner-occupied structure with strong terms.
Fast decisionsDeal-focused process designed to move.
Call Apply Now
Investment property
INVESTMENT PROPERTY TERM LOAN • UP TO $1B+

Scale your portfolio

Structured around rent roll, DSCR/cash flow, sponsor strength, and transaction details—great for purchase or refinance.

Up to $1B+ capacityTransaction-dependent capacity for large CRE deals.
Market-based termsBenchmarks available for rate context.
Fast decisionsExecution-driven process designed to move.
Apply for Investment CRE
Owner-occupied property
OWNER-OCCUPIED SBA 504 • UP TO $16M

Own the building you operate in

SBA 504 options up to $16M plus traditional term loan financing—built around occupancy and operating company strength.

SBA 504 up to $16MOwner-occupied structure with CDC portion rate context.
Term loans up to $1B+For larger owner-occupied deals (transaction-dependent).
Purchase or refinanceAligned to long-term stability and growth.
Apply for Owner-Occupied CRE

Property types we finance

Common CRE categories supported (subject to underwriting and lender criteria).

Core assets
Multifamily Retail Office Industrial Warehouse Mixed-Use
Specialty
Hospitality Self-Storage Medical / Dental Flex Space NNN / STNL Land (case-by-case)

Rate benchmarks

Reference points for market context. Final pricing varies by lender and deal profile.

Commercial Mortgage Rates

Quick market overview for common commercial mortgage rate ranges.

View Rates
10-Year Treasury (GS10)

Common reference for SBA 504 CDC portion pricing context.

View GS10

Ready to move?

Tap below to call, apply, email, or message us directly.

Call (725) 257-5354 Apply Now Email Message on X
Disclaimer
Stratas is not a direct lender. Financing is arranged through third-party lenders and is subject to underwriting, approval, and final credit terms. Rates, terms, and availability vary by transaction and borrower profile.

What You’ll Need To Apply

Below are the documents and details we almost always require, plus items that may be requested depending on product, amount, and underwriting review.

Required for all applications

required

Basic Business Information

Legal name and DBA, EIN, business address, ownership percentages, entity type, industry, and contact details.

required

Signer Identification

Government ID and basic KYC for the authorized signer. Personal info may be used for a soft credit check.

required

Business Bank Statements

Last 3–6 months of statements to confirm deposits, cash flow, and account health.

required

Funding Account Details

Voided check or bank letter with routing and account number for funding and remittances.

required

Corporate & Ownership Documents

Articles/organization, operating agreement or bylaws, ownership ledger/cap table, active licenses, and IDs for owners.

Product-specific items (requested based on product and amount)

product specific

Business & Personal Tax Returns

Common for term loans and SBA requests, or for larger limits and longer terms.

product specific

Financial Statements

YTD profit & loss and balance sheet, plus a debt schedule; projections for startups or acquisitions.

product specific

Program Packets

Examples: A/R aging and invoices/POs for factoring; purchase contracts, appraisals, or environmental for real estate/equipment; franchise addenda for SBA.

product specific

Existing Debt Details

Statements or payoff letters for current loans or advances if consolidating or refinancing.

product specific

Collateral & Insurance Evidence

UCC search, equipment lists, COI, or landlord contact; required when collateral or assignments apply.

Tip: Submitting clean, consistent statements and complete ownership information shortens review time across all products.

Business Funding Application

Access $50M+ in Business Funding

One streamlined application connects you to term loans, SBA options, lines of credit, and specialty structures—built around how your business actually operates.

Call (725) 257-5354 Book a discovery call
Start application

Fill out the form to access $50M+

Business Acquisition - Working Capital - Expansion - Commercial Real Estate

What we commonly fund
  • Working capital & cash flow smoothing
  • Equipment purchase or upgrade
  • Commercial real estate
  • Business acquisitions & partner buyouts
  • Invoice factoring & net-terms receivables
  • Merchant cash advances / MCA payoff strategies
Access $50M+
Business funding capacity
Up to 25 years
Term loans ($50M+)
Commercial real estate
Owner-occupied or investment

Learn more about how Stratas structures and places funding with debt & equity partners.

How are you applying today?

This lets us ask only the questions that matter for your situation.

Business funding details

These numbers help us match you to the right structure. Please use your best estimates.

Personal funding details

We’ll keep this focused on the essentials. Please use your best estimates.

Recommended options

Based on what you shared, here are the top structures that could fit.

We’ve highlighted the best overall fit, but you can click any card to choose the structure you prefer. The card you select will be marked as Selected.

Please select a product to continue.

Business and signer details

This is the information lenders expect on a full application. Everything here is required except the website.

Business information
Signer / primary owner details

We’ll use the name, email, and phone you provided on page one for the signer. Please complete the rest below.

Personal details

This ties your application to a single signer using the contact information you provided on page one.

Identity verification

Please complete identity verification before uploading bank statements. This helps us verify the signer for underwriting.

Upload bank statements

Upload your most recent bank statements so we can validate cash flow and match you accurately.

Additional documents

Before the next screen: you may receive emails with secure links for any additional document forms we need. If you’d rather upload now, use the buttons below.

Application summary

Here’s a clean summary of what you submitted. You can download a PDF for your records and then book a discovery call to review options live.

For discussion purposes only. All approvals are subject to full underwriting. Stratas is not a direct lender.

Book a discovery call

Application Checklist

Tip: Clean, complete statements + ownership info = faster decisions.

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